Average rate on 30-year mortgage falls to 3.63 pct.

WASHINGTON (AP) — Average long-term U.S. mortgage rates fell for the fourth straight week, with the benchmark 30-year rate again marking its lowest level since May 2013. The average for a 15-year mortgage, a popular choice for people who are refinancing, slipped further below 3 percent.

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Average rate on 30-year mortgage falls to 3.63 pct.