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returns-going

Russian Subsidies Seen Helping Mortgage Market After Drop

(Bloomberg) — Russia is rolling out subsidies to resuscitate its mortgage market after a rise in interest rates in the wake of the oil crash caused lending to plunge. With Russia on the brink of recession, …

Mortgage refinance applications fall back to earth

When homeowners prepay, investors lose a high-yielding asset and reinvest the proceeds in a lower-rate investment. This means lower returns going forward.