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How to Prepare Your Credit for a Mortgage

How much more do you think the person with the poor credit score will have to pay? 1. Monitor your credit score. Then, identify areas of your credit history that need work, make steps to improve and continually monitor your progress. 2. Pull your credit reports and dispute errors.

How Cheaper Oil Affects Mortgage Rates

Falling oil prices typically lead to lower heating bills and cheaper fill-ups at the gasoline pump. Less obvious to the average consumer is the role cheaper oil is playing in driving down mortgage rates.