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Mortgage met thanks to CWAH

Olga Ramsey has no car and no Christmas tree, and her decades old television set depicts SpongeBob only in pink.

This Could Be Your Last Shot to Refinance a Mortgage

After the Fed’s announcement Wednesday that it would end its historic $3 trillion bond-buying program, mortgage rates predictably began to rise. You might consider instead a 15-year loan, which has a lower rate and higher monthly payments but will have you owning your house outright much sooner.  “Think about you particular situation not just now, but five, ten, twenty years from now,” said …